Introduction

Marsh Consulting believes that the responsible use of personal information is critical to the continued success of the Internet. As such, we are committed to the highest standards in protecting and safeguarding your right to privacy while using and interacting with our Web site.

While you can access most areas of our Web site without submitting any personal data, there are certain areas of our site that request specific personal information including name, phone number, and e-mail address. Our intent is to allow you as much control as possible over your personal information. Below we explain how Marsh Consulting collects, stores, and uses your information.

Data Collection Overview

Online Forms: We use online forms in several areas of our Web site. Online forms provide site visitors with an opportunity to request company and product information, view Marsh Consulting white papers, register for free Marsh Consulting e-Seminars, and enroll for various services including training, consulting and support. All information provided by the visitor is voluntary, with information generally including name, address, company, and e-mail. We will sometimes use this information to contact visitors for marketing, sales, service and support purposes.

Site Feedback Survey: The Marsh Consulting Web site feedback survey is a voluntary questionnaire that solicits visitor feedback on your experience using the Marsh Consulting Web site. Visitors remain anonymous unless they choose to provide their name and e-mail address. Information is used to better the Marsh Consulting Web site and provide a more engaging and useful experience for site visitors.

Web Polls: when you respond to a Web Poll on the Marsh Consulting.com Web site, we may ask for your name, mailing address, and e-mail address to contact visitors for marketing, sales, service and support purposes. Information regarding an individual poll vote are tabulated in aggregate and remains anonymous.

Contest & Promotions: When you enter a contest or other promotional feature, we may ask for your name, mailing address, and e-mail address so that we can administer the contest and notify winners.

Cookies

When used properly, cookies can improve the utility of a site by being able to securely store and apply personal data that visitors have voluntarily shared with the site.

"Cookies" are small pieces of information that are stored by your browser on your computer's hard drive. Our cookies do not contain any personal identification information, but they do enable us to store site preferences, form information between visits, and items in your shopping cart. Most Web browsers automatically accept cookies, but you can change your browser settings to prevent such acceptance. Doing so, however, may result in disabling the functionality we have in place to better serve your needs.

We use cookies to personalize the experience of our visitors, provide support to customers, record visitor preferences, provide personalized and specialized content, record session information, track visitor clickstream behavior throughout the Web site, track items in your shopping cart and customize site content based on your browser type, operating system, and preferences.

For more detailed information about cookies, what they are, and why they are used, please visit the following Web site (not affiliated with Marsh Consulting): http://www.cookiecentral.com/faq/index.shtml.

E-mail Addresses

We do not collect e-mail addresses without the site visitor voluntarily providing us with this information (typically via our online information request form, whitepaper request form, Marsh Consulting e-Flash! newsletter subscription form, and other Web site forms and surveys).

We will periodically use your e-mail information for service, sales, support, and marketing purposes. If you do not wish to receive e-mail from us in the future, please contact us.

Telephone Numbers

We do not collect telephone numbers without the site visitor voluntarily providing us with this information (typically via our online information request form, whitepaper request form, Marsh Consulting e-Flash! newsletter subscription form, and other Web site forms and surveys).

We will periodically use your telephone information to contact you regarding service, sales, support, and marketing purposes. If you do not wish to receive calls from us in the future, please contact us.

Information Disclosure

We do not sell, trade, or rent your personal information to others.

We may release account information when Marsh Consulting believes, in good faith, that such release is reasonably necessary to (i) comply with the law, (ii) enforce or apply the terms of any of our user agreements or (iii) protect the rights, property or safety of Marsh Consulting, our visitors, or others.

Upon request, Marsh Consulting will provide site visitors with access to their personal information that we have on record. This may include unique identifier information (e.g., visitor number or password information), transaction information (e.g., dates on which visitors made purchases, amounts and types of purchases), and contact information (e.g., name, address, e-mail, and phone number information) as well as communications (e.g., e-mails and completed forms) that the visitor directed to our site.

Visitors can request their personal information at any time by contacting us. We will make every effort to ensure your right to privacy by reviewing, qualifying and validating Visitor Information Requests before disseminating such information.

Other Web Sites & Your Privacy Concerns

Our Web site contains links to other company and organizational Web sites that are not owned or operated by Marsh Consulting Solutions. We are not responsible for the privacy practices or the content of such Web sites. For more information on your privacy rights with regards to these sites, please refer to the privacy policies of each respective site that you visit.

Policy Changes

By using our Web site, you consent to the collection and use of your information by Marsh Consulting Solutions. From time to time, we may use your information for new, unanticipated uses not previously disclosed in our privacy notice. All privacy policy changes and updates will be promptly posted on our Web site.

Safe Harbor

Marsh Consulting adheres to the "safe harbor" framework that resulted from the European Commission's Directive on Data Protection. For more information about safe harbor, please see www.export.gov/safeharbor. If you have any questions or concerns about Marsh Consulting's compliance with the safe harbor principles or Marsh Consulting's privacy policy, please direct them to: General Counsel, Marsh Consulting Services, Rockaway, NJ, 07866.

Feedback

Our continuing goal is to protect and safeguard your right to privacy. As such, we appreciate all feedback that helps us improve our privacy policy. Please share with us your thoughts, comments and suggestions.